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Credit quality without credit growth: The banking sector, illusion of stability?

todayJanuary 25, 2026

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By Prof. Samuel Lartey www.pefghana.org  Ghana’s banking sector is once again under close scrutiny as headline indicators suggest a gradual improvement in asset quality. Non-performing loan ratios have declined, provisions have increased, and banks appear more resilient than during the turbulent years that culminated in the 2017–2019 banking sector clean-up. Yet, this apparent stability conceals […]

The post Credit quality without credit growth: The banking sector, illusion of stability? appeared first on The Business & Financial Times.

Source: thebftonline.com

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