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Examining the often-ignored role of lenders in loan defaults

todayJanuary 28, 2026

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By Samuel APPIAH-ASARE Loan defaults in Ghana have reached levels that go beyond isolated borrower missteps to reveal systemic weaknesses throughout the financial sector. According to recent data from the Bank of Ghana, the banking industry’s Non-Performing Loan (NPL) ratio, the share of loans in default, has hovered persistently above 20 per cent since 2023, with […]

The post Examining the often-ignored role of lenders in loan defaults appeared first on The Business & Financial Times.

Source: thebftonline.com

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