Judicial inefficiencies and their impact on non-performing loans in the banking sector
By Emmanel DANKWAH Non-Performing Loans (NPLs) remain one of the most persistent threats to the stability and profitability of Ghana’s banking industry. The industry Non- Performing Loans stood at 20.8percent as at August 2025. While factors such as macroeconomic volatility, weak credit appraisal systems, and poor borrower behaviour have received […]
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