Month: January 2026

By Samuel APPIAH-ASARE Loan defaults in Ghana have reached levels that go beyond isolated borrower missteps to reveal systemic weaknesses throughout the financial sector. According to recent data from the Bank of Ghana, the banking industry’s Non-Performing Loan (NPL) ratio, the share of loans in default, has hovered persistently above 20 per cent since 2023, with […] The post Examining the often-ignored role of lenders in loan defaults appeared first on […]

By Vivian Kai LOKKO For decades, Ghana’s downstream petroleum industry followed a familiar script. A few dominant brands controlled the pumps, set the tone on quality, and commanded fierce customer loyalty. Local oil marketing companies (OMCs) operated on the fringes—present, but rarely powerful. That story has now been shattered Over the past five years, Ghana’s […] The post How fuel underdogs became market leaders appeared first on The Business & […]

Across Africa, digital identity systems are expanding rapidly, promising streamlined public services, safer financial transactions, and greater mobility for citizens and businesses. As these systems grow, pressure is mounting to ensure they meet international compliance expectations. Trusted identity infrastructure requires more than databases and biometric devices; it depends on standards, governance, and security controls that […] The post Margins ID Group sets the standard for Africa’s Digital Identity revolution appeared […]

….as Mene outlines implementation priorities for next 5yrs Secretary-General, Wamkele Mene has announced that the African Continental Free Trade Area is entering a decisive phase of implementation after five years focused on policy design, with agriculture, pharmaceuticals, transport and logistics, and automotive manufacturing identified as priority sectors for driving intra-African commerce. Speaking at The Africa […] The post AfCFTA shifts from policy to action appeared first on The Business & […]

 By Michael Kofi FOSU (ITFP Ghana)   At the bustling ports of Tema and Takoradi, containers arrive daily from every corner of the world. They carry fuel, machinery, food, medicines and electronics – the essentials that keep Ghana’s economy alive. Yet behind the hum of cranes and the endless trail of paperwork lies a deeper, […] The post Trading in Ghana: Today’s landscape appeared first on The Business & Financial […]